How To Purchase Airtime From 20 Nigerian Banks With USSD Codes Via Your Mobile Phone

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Have you ever nurtured the idea of performing urgent banking transactions like airtime purchase or fund transfer at the comfort of your home or office? Now you can carry out such transactions without queuing at the banking hall or at the ATM corner; just with your mobile phone alone, even without internet.

Detailed bellow are list of USSD codes of 20 Nigerian banks for your easy airtime purchase and other convenient transactions directly from your mobile phone. With these SMS/USSD codes you can easily perform transactions such as pay bills(PHCN, DSTV/GOTV etc), buy MTN, Airtel, Glo and Etisalat airtime, transfer money, update BVN and lots more from the comfort of your mobile phone.

1. Access Bank
To Access Transaction Menu: Dial *901# and follow the prompt, First time user might be required to register
USSD Recharge Code: Dial *901*Amount# and Send from your mobile phone Eg: *901*750#. Daily Limit is ₦5,000 Naira

2. Citibank: Citibank currently don’t have USSD code.

3. Diamond Bank
To Access Transaction Menu: Dial *302#
USSD Recharge Code: Dial *302*amount # E.g: To recharge N1,000 dial *302*1000#
For Diamond Yello Account holders Dial *710*555*Phone no*Amount*PIN#

4. Ecobank Nigeria
To Access Transaction Menu: dial *326# and follow the prompt notification.
USSD Recharge Code: To recharge your phone dial *326*Amount# E.g. *326*500#

5. Fidelity Bank Nigeria
To Access Transaction Menu: dial *770# and follow the prompt, You might be required to register first, just follow the prompt screen instruction.
USSD Recharge Code:dial *770*amount# and SEND from your mobile phone (This is accessible using all types of mobile devices). E.g. *770*1000# To recharge for family and friends, dial *770*Phone no*Amount# and send.
E.g. *770*08023456789*1000#. Daily Limit is ₦5,000 Naira

6. First Bank of Nigeria
To Access First money Transaction Menu: Dial *894# first time users will be required to sign up, you can pay bills, transfer funds from here ..
USSD Recharge Code: dialing *894*amount# E.g. *894*1000# Daily Limit is ₦3,000 Naira

7. First City Monument Bank (FCMB)
To Access Transaction Menu: Dial *322# and follow the promp.
USSD Recharge Code: FCMB customers Simply dial *322*214*amount# and send from your mobile phone E.g: *322*214*1000#

8. Guaranty Trust Bank
To get a list of transaction your can perform with USDD CODE, dial *737# and follow the prompt.

USSD Recharge Code: Dial *737*amount# and SEND from your mobile phone.
This must be the from the mobile number registered in your account e.g. *737*1000#

To recharge for other numbers, dial *737*Amount*Phone no#. E.g. *737*1000*08055500555# (Note you will have to verify the transfer by entering the last four digits of your ATM card) Daily Limit is ₦5,000 Naira

9. Heritage Bank Plc
To Access Transaction Menu: Dial *322# and follow the prompt.
USSD Recharge Code: Dial *322*030*Amount#. Eg: To Recharge N1,000 simply dial *322*030*1000#

10. Keystone Bank Limited
To Access Transaction Menu: Dial *322#.
USSD Recharge Code: Dial *322*082*Amount#. Eg: To top up your line with N500 dial *322*082*500#.

11. Skye Bank
To Access Transaction Menu: Dial *833# On the transaction menu you can access lot of options like bill payment, BVN update etc
USSD Recharge Code: For Skye Bank, dial and send the following code *833*Amount# from the phone number used while creating account E.g. To recharge N1,000.00, please dial *833*1000# Daily Limit is ₦5,000 Naira

12. Stanbic IBTC Bank Nigeria Limited
To Access Stanbic IBTC Transaction Menu: Dial *909#
USSD Recharge Code: Simply dial *909*Amount# and Send from your mobile phone Eg: *909*1000# Daily Limit is ₦5,000 Naira

13. Standard Chartered Bank
To Access PocketMoni Menu: Dial *389# . First time users will be required to register first.
USSD Recharge Code: Dial *389*068*amount# EG: *389*068*1000#

14. Sterling Bank
To Access Sterling MoneyTransaction Menu: Dial *822#
USSD Recharge Code: Dial *822*Amount# E.g. *822*1000#

15. Suntrust Bank Nigeria Limited: USSD code for Suntrust Bank Nigeria is not available for now.

16. Union Bank of Nigeria
To Access Transaction Menu: Dial *389#
USSD Recharge Code: Dial For Union Bank, the USSD code for Union Bank is *389*032*amount#. E.g To recharge your mobile phone with N500 dial *389*032*500#

17. United Bank for Africa (UBA) USSD Code
Transaction menu: To access transaction menu and a list of options such as pay bills, register etc Dial *919#
USSD Recharge Code: Dial *919*phone number*amount#

18. Unity Bank Plc:
USSD Recharge Code: For Unity Bank customers dial *322*215*amount# to recharge. E.g: To recharge N1,000 dial *322*215*1000#

19. Wema Bank:
Transaction menu: To access transaction menu and a list of options such as pay bills, register etc Dial *322#
USSD Recharge Code: dial *322*035*amount#

20. Zenith Bank
Transaction menu: For access ezaybanking transaction menu dial *966# and follow the prompt . For First time use, you will be required to register.
USSD Recharge Code: Simply Dial *904*amount# eg *904*1000#

Other alternative to using USDD codes is to download the mobile money or internet banking app for your respective banks.

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Thanks for sharing, I have been using the GTBank USSD code for both airtime and money transfer. But unknown to me Ecobank USSD code is now available. Thanks abeg!

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What about money transfer code for UBA? UBA money transfer

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Please what about the Stanbic IBTC Bank USSD code ? I need that too. Thanks

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Very good…. thanks

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Pls I need the transfer code for Union Bank USSD transfer. I dont know whatsup with Union Bank sef

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For Nigeria? Where is the money? where is the airtime? and where is the transfer?
#Buhari4Change

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